Full Disclosures & Important Information
SageNova Business Solutions LLC (“SageNova”) is a consulting and referral agency that helps entrepreneurs and small businesses access non-mortgage, non-real-estate-backed commercial funding through independent third-party lenders and service providers.
SageNova Business Solutions LLC is not a bank, lender, or financial institution. We do not make credit decisions, underwrite loans, or fund capital directly. All credit decisions, funding approvals, loan terms, and conditions are made solely by independent third-party lenders and funding partners.
Any descriptions of funding programs, sample rates, terms, or amounts are provided for general informational purposes only and do not constitute a commitment to lend or an offer of credit.
By submitting your information through any SageNova website, form, quiz, or landing page, you authorize SageNova Business Solutions LLC and its selected funding partners to contact you using the contact details you provide, including:
These communications may relate to business funding options, document requests, application updates, or related services. Your consent is not a condition of purchase or of receiving services. You may opt out of SMS at any time by replying STOP and opt out of email by clicking the unsubscribe link in any email we send.
By providing your email address, you agree to receive transactional and informational emails related to your funding inquiry, as well as occasional educational or promotional content. You can unsubscribe at any time using the link included at the bottom of each email.
Any estimated funding ranges, pre-qualification indicators, or assessment results shared by SageNova—whether through online quizzes, calculators, emails, or conversations—are based solely on the information you provide and on general lender guidelines available at the time.
These estimates are not guarantees of approval, amount, or specific terms. Final approvals, rates, fees, repayment terms, and amounts may differ after lenders perform:
Lenders and funding partners may decline applications, modify offers, or request additional documentation at their sole discretion.
All programs and services referenced by SageNova are intended exclusively for business purposes. We do not offer personal loans, consumer loans, or mortgage lending, and we do not arrange financing for primarily personal, family, or household purposes.
SageNova Business Solutions LLC may receive compensation from clients and/or lenders, brokers, or other service providers when a referred client applies for or receives funding, or engages in certain related services. This compensation may be in the form of referral fees, revenue share, or other agreed arrangements.
Such compensation does not increase your cost of funding and does not change the terms offered to you by the lender. Our goal is to help you understand available options and align you with programs that are appropriate based on the information you share with us.
The information you provide to SageNova is used primarily to:
SageNova does not sell your personal information. Your information may be shared with trusted lenders and service partners solely for the purpose of evaluating and facilitating potential funding solutions.
All information provided by SageNova—whether on websites, in emails, or in conversations—is general in nature and for informational purposes only. It should not be considered legal, tax, accounting, or investment advice.
You should consult with qualified attorneys, tax professionals, and financial advisors before making decisions regarding business structure, financing, or tax strategy. SageNova is not responsible for decisions you make based on the information we provide.
SageNova Business Solutions LLC is not liable for any losses, damages, or consequences arising from:
Your use of any funding product is governed by your agreements with the lender or service provider, and you are responsible for reviewing and understanding those terms.
By accessing or using any SageNova website, funnel, form, quiz, or service, and by submitting your information to us, you acknowledge that you have read, understood, and agree to these disclosures.
Last updated: March 2025